/*
 * Forex Review Sections v3 — Front-end Styles
 * Includes: All sections + Animated TOC Sidebar
 */

/* ── Design tokens ──────────────────────────────────────────── */
:root {
  --frs-ink:       #080C14;
  --frs-ink-2:     #0E1320;
  --frs-ink-3:     #141926;
  --frs-ink-4:     #1C2235;
  --frs-line:      #232B42;
  --frs-line-soft: #1A2030;
  --frs-gold:      #C8974A;
  --frs-gold-2:    #E8B96A;
  --frs-gold-dim:  rgba(200,151,74,.12);
  --frs-silver:    #8B96B0;
  --frs-white:     #F0F2F8;
  --frs-cream:     #D8DCE8;
  --frs-green:     #2ECC8A;
  --frs-green-dim: rgba(46,204,138,.10);
  --frs-red:       #E85555;
  --frs-red-dim:   rgba(232,85,85,.10);
  --frs-amber:     #F0A040;
  --frs-amber-dim: rgba(240,160,64,.10);
  --frs-blue:      #4A90D9;
  --frs-blue-dim:  rgba(74,144,217,.10);
  --frs-r:         10px;
  --frs-r-sm:      6px;
  --frs-card-accent: var(--frs-gold);
  --frs-toc-w:     260px;
}

/* ── Section base ───────────────────────────────────────────── */
.frs-section { margin-bottom: 56px; }

.frs-section-label {
  font-size: 10px; font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; color: var(--frs-gold); margin-bottom: 8px;
}
.frs-section-heading {
  font-size: clamp(22px, 3vw, 32px); font-weight: 700;
  color: var(--frs-white); margin-bottom: 6px; line-height: 1.25;
}
.frs-section-underline {
  width: 48px; height: 3px;
  background: linear-gradient(90deg, var(--frs-gold), transparent);
  border-radius: 2px; margin-bottom: 20px;
}
.frs-subheading  { font-size: 17px; font-weight: 600; color: var(--frs-white); margin: 24px 0 14px; }
.frs-intro       { font-size: 15px; color: var(--frs-cream); margin-bottom: 18px; line-height: 1.8; }
.frs-swap-note   { font-size: 13px; color: var(--frs-silver); margin-top: 12px; line-height: 1.7; }
.frs-row-note    { font-size: 10px; color: var(--frs-silver); margin-left: 6px; }

/* ── Buttons ─────────────────────────────────────────────────── */
.frs-btn {
  display: inline-block; padding: 10px 20px; border-radius: var(--frs-r-sm);
  font-size: 13px; font-weight: 700; text-decoration: none; text-align: center;
  transition: opacity .2s, transform .15s; cursor: pointer; border: none;
}
.frs-btn--primary {
  background: linear-gradient(135deg, var(--frs-gold), #A06830); color: #000;
}
.frs-btn--outline {
  border: 1px solid var(--frs-line); color: var(--frs-cream); background: transparent;
}
.frs-btn:hover { opacity: .85; transform: translateY(-1px); }

/* ── Badges ─────────────────────────────────────────────────── */
.frs-badge {
  display: inline-flex; align-items: center; gap: 4px;
  font-size: 10px; font-weight: 700; letter-spacing: .8px;
  text-transform: uppercase; padding: 2px 9px; border-radius: 20px; flex-shrink: 0;
}
.frs-badge--green  { background: var(--frs-green-dim); color: var(--frs-green); border: 1px solid rgba(46,204,138,.3); }
.frs-badge--red    { background: var(--frs-red-dim);   color: var(--frs-red);   border: 1px solid rgba(232,85,85,.3); }
.frs-badge--amber  { background: var(--frs-amber-dim); color: var(--frs-amber); border: 1px solid rgba(240,160,64,.3); }
.frs-badge--gold   { background: var(--frs-gold-dim);  color: var(--frs-gold-2);border: 1px solid rgba(200,151,74,.3); }
.frs-badge--silver { background: var(--frs-ink-4);     color: var(--frs-silver);border: 1px solid var(--frs-line); }

/* ── Callout ────────────────────────────────────────────────── */
.frs-callout {
  border-radius: var(--frs-r); padding: 16px 20px; margin: 20px 0;
  font-size: 14px; line-height: 1.7; display: flex; gap: 12px; align-items: flex-start;
}
.frs-callout__icon { font-size: 18px; flex-shrink: 0; margin-top: 1px; }
.frs-callout__body { flex: 1; }
.frs-callout__body strong { display: block; margin-bottom: 4px; font-size: 13px; }
.frs-callout--info  { background: var(--frs-blue-dim);  border: 1px solid rgba(74,144,217,.2);  color: var(--frs-cream); }
.frs-callout--info  .frs-callout__body strong { color: var(--frs-blue); }
.frs-callout--warn  { background: var(--frs-amber-dim); border: 1px solid rgba(240,160,64,.2);  color: var(--frs-cream); }
.frs-callout--warn  .frs-callout__body strong { color: var(--frs-amber); }
.frs-callout--tip   { background: var(--frs-green-dim); border: 1px solid rgba(46,204,138,.2);  color: var(--frs-cream); }
.frs-callout--tip   .frs-callout__body strong { color: var(--frs-green); }

/* ── Tables ─────────────────────────────────────────────────── */
.frs-table-wrap { overflow-x: auto; border-radius: var(--frs-r); border: 1px solid var(--frs-line); margin: 20px 0; }
.frs-table { width: 100%; border-collapse: collapse; background: var(--frs-ink-3); min-width: 360px; }
.frs-table th {
  background: var(--frs-ink-4); padding: 12px 18px; text-align: left;
  font-size: 11px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase;
  color: var(--frs-silver); border-bottom: 2px solid var(--frs-line);
}
.frs-table th.frs-th--highlight { color: var(--frs-gold); background: rgba(200,151,74,.05); }
.frs-table td {
  padding: 11px 18px; border-bottom: 1px solid var(--frs-line-soft);
  font-size: 13.5px; color: var(--frs-cream); vertical-align: middle;
}
.frs-table td.frs-td--highlight { background: rgba(200,151,74,.04); color: var(--frs-gold-2); font-weight: 700; }
.frs-table tr:last-child td { border-bottom: none; }
.frs-table tr:hover td { background: rgba(255,255,255,.015); }
.frs-table td:first-child { color: var(--frs-silver); font-size: 13px; }
.frs-cell-yes { color: var(--frs-green) !important; font-weight: 700; }
.frs-cell-no  { color: var(--frs-red)   !important; }
.frs-row--unavailable { opacity: .45; }
.frs-method-icon { margin-right: 6px; }
.frs-tooltip {
  display: inline-flex; align-items: center; justify-content: center;
  width: 14px; height: 14px; border-radius: 50%; background: var(--frs-silver);
  color: var(--frs-ink); font-size: 10px; margin-left: 5px; cursor: help;
  vertical-align: middle; flex-shrink: 0;
}


/* ══════════════════════════════════════════════════════════════
   TABLE OF CONTENTS SIDEBAR
══════════════════════════════════════════════════════════════ */
.frs-toc {
  width: var(--frs-toc-w);
  background: var(--frs-ink-3);
  border: 1px solid var(--frs-line);
  border-radius: var(--frs-r);
  overflow: hidden;
  font-size: 13px;
  position: relative;
  /* Sticky behaviour — works inside sidebar widgets */
  position: sticky;
  top: 24px;
  max-height: calc(100vh - 48px);
  display: flex;
  flex-direction: column;
  transition: border-color .3s, box-shadow .3s;
}
.frs-toc--stuck {
  border-color: rgba(200,151,74,.25);
  box-shadow: 0 8px 32px rgba(0,0,0,.4);
}

/* Header */
.frs-toc__header {
  display: flex; align-items: center; gap: 10px;
  padding: 14px 18px;
  background: var(--frs-ink-4);
  border-bottom: 1px solid var(--frs-line);
  flex-shrink: 0;
}
.frs-toc__icon  { font-size: 16px; flex-shrink: 0; }
.frs-toc__title {
  font-size: 11px; font-weight: 700; letter-spacing: 1.5px;
  text-transform: uppercase; color: var(--frs-gold);
}

/* List */
.frs-toc__list {
  list-style: none; margin: 0; padding: 8px 0;
  overflow-y: auto; flex: 1;
  /* Custom scrollbar */
  scrollbar-width: thin;
  scrollbar-color: var(--frs-line) transparent;
}
.frs-toc__list::-webkit-scrollbar { width: 4px; }
.frs-toc__list::-webkit-scrollbar-track { background: transparent; }
.frs-toc__list::-webkit-scrollbar-thumb { background: var(--frs-line); border-radius: 2px; }

/* TOC Items */
.frs-toc__item { position: relative; }

.frs-toc__link {
  display: flex; align-items: center; gap: 10px;
  padding: 9px 18px; text-decoration: none; color: var(--frs-silver);
  transition: color .2s, background .2s, padding-left .25s;
  position: relative; border-left: 2px solid transparent;
  line-height: 1.35;
}
.frs-toc__link:hover {
  color: var(--frs-cream); background: rgba(255,255,255,.025);
  border-left-color: rgba(200,151,74,.3);
}
.frs-toc__link--active,
.frs-toc__item--active .frs-toc__link {
  color: var(--frs-gold-2) !important;
  background: var(--frs-gold-dim) !important;
  border-left-color: var(--frs-gold) !important;
  padding-left: 22px;
  font-weight: 600;
}

.frs-toc__link-icon { font-size: 13px; flex-shrink: 0; width: 18px; text-align: center; }
.frs-toc__num {
  font-size: 10px; font-weight: 700; color: var(--frs-line);
  font-family: 'DM Mono', monospace; letter-spacing: .5px;
  flex-shrink: 0; transition: color .2s;
}
.frs-toc__link--active .frs-toc__num,
.frs-toc__item--active .frs-toc__num { color: var(--frs-gold); }

.frs-toc__text { flex: 1; font-size: 12.5px; }

/* Active indicator dot */
.frs-toc__indicator {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--frs-gold); flex-shrink: 0;
  opacity: 0; transform: scale(0);
  transition: opacity .3s, transform .3s;
}
.frs-toc__link--active .frs-toc__indicator,
.frs-toc__item--active .frs-toc__indicator {
  opacity: 1; transform: scale(1);
}

/* Reading Progress Bar */
.frs-toc__progress {
  height: 3px;
  background: var(--frs-line);
  flex-shrink: 0;
}
.frs-toc__progress-bar {
  height: 100%; width: 0;
  background: linear-gradient(90deg, var(--frs-gold), var(--frs-gold-2));
  transition: width .15s linear;
  border-radius: 0 2px 2px 0;
}


/* ══════════════════════════════════════════════════════════════
   REGULATION
══════════════════════════════════════════════════════════════ */
.frs-meta-pills { display: flex; flex-wrap: wrap; gap: 8px; margin: 14px 0 20px; }
.frs-meta-pill {
  display: flex; align-items: center; gap: 7px;
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: 20px; padding: 5px 13px;
  font-size: 12px; color: var(--frs-silver); font-weight: 500;
}
.frs-meta-pill--green { border-color: rgba(46,204,138,.3); color: var(--frs-green); background: var(--frs-green-dim); }
.frs-meta-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--frs-green); flex-shrink: 0; }

.frs-reg-badges { display: flex; flex-direction: column; gap: 10px; margin: 20px 0; }
.frs-reg-badge {
  display: flex; align-items: center; gap: 14px;
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: var(--frs-r); padding: 14px 18px; transition: border-color .2s;
}
.frs-reg-badge:hover { border-color: rgba(200,151,74,.3); }
.frs-reg-badge__flag    { font-size: 26px; flex-shrink: 0; width: 40px; text-align: center; }
.frs-reg-badge__info    { flex: 1; }
.frs-reg-badge__name    { font-size: 14px; font-weight: 700; color: var(--frs-white); margin-bottom: 2px; }
.frs-reg-badge__license { font-size: 11px; color: var(--frs-silver); margin-bottom: 2px; }
.frs-reg-badge__note    { font-size: 12px; color: var(--frs-cream); }

.frs-checklist { display: flex; flex-direction: column; border: 1px solid var(--frs-line); border-radius: var(--frs-r); overflow: hidden; margin: 16px 0; }
.frs-checklist__item {
  display: flex; align-items: center; gap: 12px;
  padding: 11px 18px; background: var(--frs-ink-3);
  border-bottom: 1px solid var(--frs-line-soft); font-size: 13.5px; color: var(--frs-cream);
}
.frs-checklist__item:last-child { border-bottom: none; }
.frs-checklist__icon {
  width: 20px; height: 20px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 700; flex-shrink: 0;
}
.frs-checklist__icon--pass { background: var(--frs-green-dim); color: var(--frs-green); border: 1px solid rgba(46,204,138,.3); }
.frs-checklist__icon--fail { background: var(--frs-red-dim);   color: var(--frs-red);   border: 1px solid rgba(232,85,85,.3); }


/* ══════════════════════════════════════════════════════════════
   FEES & SPREADS
══════════════════════════════════════════════════════════════ */
.frs-fee-pills {
  display: flex; flex-wrap: wrap; gap: 10px; margin: 20px 0;
}
.frs-fee-pill {
  display: flex; align-items: center; gap: 12px;
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: var(--frs-r); padding: 14px 18px; flex: 1; min-width: 150px;
  transition: border-color .2s;
}
.frs-fee-pill:hover { border-color: rgba(200,151,74,.3); }
.frs-fee-pill__icon  { font-size: 24px; flex-shrink: 0; }
.frs-fee-pill__label { font-size: 11px; text-transform: uppercase; letter-spacing: .8px; color: var(--frs-silver); }
.frs-fee-pill__value { font-size: 16px; font-weight: 700; color: var(--frs-gold-2); }


/* ══════════════════════════════════════════════════════════════
   ACCOUNT TYPES
══════════════════════════════════════════════════════════════ */
.frs-acc-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 16px; margin: 20px 0;
}
.frs-acc-card {
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: var(--frs-r); overflow: hidden;
  transition: border-color .2s, transform .2s;
  position: relative; display: flex; flex-direction: column;
  border-top: 3px solid var(--acc-accent, var(--frs-line));
}
.frs-acc-card:hover { border-color: var(--acc-accent, var(--frs-gold)); transform: translateY(-2px); }
.frs-acc-card--featured {
  border-color: rgba(200,151,74,.4);
  box-shadow: 0 0 0 1px rgba(200,151,74,.15);
}
.frs-acc-card__badge {
  background: linear-gradient(135deg, var(--frs-gold-dim), rgba(200,151,74,.05));
  color: var(--frs-gold); font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 1px; padding: 5px 12px; text-align: center;
  border-bottom: 1px solid rgba(200,151,74,.2);
}
.frs-acc-card__header {
  background: var(--frs-ink-4); border-bottom: 1px solid var(--frs-line);
  padding: 18px 20px;
}
.frs-acc-card__tag  { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; color: var(--frs-gold); margin-bottom: 6px; }
.frs-acc-card__name { font-size: 20px; font-weight: 700; color: var(--frs-white); }

.frs-acc-card__specs { padding: 14px 20px; flex: 1; display: flex; flex-direction: column; }
.frs-acc-card__spec-row {
  display: flex; justify-content: space-between; align-items: baseline;
  font-size: 12.5px; padding: 8px 0;
  border-bottom: 1px solid var(--frs-line-soft);
}
.frs-acc-card__spec-row:last-child { border-bottom: none; }
.frs-acc-card__spec-row--bold .frs-acc-card__spec-value { color: var(--frs-gold-2); font-weight: 700; }
.frs-acc-card__spec-label { color: var(--frs-silver); }
.frs-acc-card__spec-value { color: var(--frs-white); font-weight: 600; text-align: right; }

.frs-acc-card__highlights {
  list-style: none; margin: 8px 20px 12px; padding: 0;
  display: flex; flex-direction: column; gap: 6px;
}
.frs-acc-card__highlights li { font-size: 12px; color: var(--frs-green); padding-left: 18px; position: relative; }
.frs-acc-card__highlights li::before { content: '✓'; position: absolute; left: 0; font-weight: 700; }

.frs-acc-card__cta {
  margin: auto 20px 20px; padding: 10px; border-radius: var(--frs-r-sm);
  font-size: 13px; font-weight: 700; text-align: center;
  display: block; text-decoration: none; transition: opacity .2s;
}
.frs-acc-card__cta:hover { opacity: .85; }


/* ══════════════════════════════════════════════════════════════
   PLATFORMS
══════════════════════════════════════════════════════════════ */
.frs-platform-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
  gap: 16px; margin: 20px 0;
}
.frs-platform-card {
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: var(--frs-r); overflow: hidden;
  transition: border-color .2s, transform .2s;
  display: flex; flex-direction: column; position: relative;
}
.frs-platform-card:hover { border-color: rgba(200,151,74,.3); transform: translateY(-2px); }
.frs-platform-card--featured { border-color: rgba(200,151,74,.4); }
.frs-platform-card__badge {
  background: var(--frs-gold-dim); color: var(--frs-gold);
  font-size: 10px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase;
  text-align: center; padding: 5px; border-bottom: 1px solid rgba(200,151,74,.2);
}
.frs-platform-card__icon { font-size: 32px; padding: 24px 24px 0; }
.frs-platform-card__name { font-size: 17px; font-weight: 700; color: var(--frs-white); padding: 10px 24px 4px; }
.frs-platform-card__desc { font-size: 13px; color: var(--frs-silver); line-height: 1.6; padding: 0 24px 14px; flex: 1; }
.frs-platform-card__tags { display: flex; flex-wrap: wrap; gap: 6px; padding: 0 24px 14px; }
.frs-ptag {
  font-size: 11px; background: var(--frs-ink-4); border: 1px solid var(--frs-line);
  color: var(--frs-silver); padding: 2px 9px; border-radius: 20px;
}
.frs-platform-card__specs {
  border-top: 1px solid var(--frs-line); display: flex; flex-direction: column;
}
.frs-platform-card__spec-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 9px 24px; font-size: 12.5px;
  border-bottom: 1px solid var(--frs-line-soft);
}
.frs-platform-card__spec-row:last-child { border-bottom: none; }
.frs-platform-card__spec-label { color: var(--frs-silver); }
.frs-platform-card__spec-value { color: var(--frs-white); font-weight: 600; }
.frs-st--yes     { color: var(--frs-green) !important; }
.frs-st--no      { color: var(--frs-red)   !important; }
.frs-st--partial { color: var(--frs-amber) !important; }
.frs-platform-card__link {
  display: block; margin: 14px 24px 20px; text-align: center;
  padding: 9px; border: 1px solid var(--frs-line); border-radius: var(--frs-r-sm);
  font-size: 12px; font-weight: 600; color: var(--frs-gold); transition: all .2s; text-decoration: none;
}
.frs-platform-card__link:hover { border-color: var(--frs-gold); background: var(--frs-gold-dim); }


/* ══════════════════════════════════════════════════════════════
   DEPOSITS & WITHDRAWALS
══════════════════════════════════════════════════════════════ */
.frs-fund-stats {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
  gap: 12px; margin: 20px 0;
}
.frs-fund-stat {
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: var(--frs-r); padding: 16px; text-align: center; transition: border-color .2s;
}
.frs-fund-stat:hover { border-color: rgba(200,151,74,.3); }
.frs-fund-stat__icon  { font-size: 22px; margin-bottom: 8px; }
.frs-fund-stat__label { font-size: 11px; text-transform: uppercase; letter-spacing: .8px; color: var(--frs-silver); margin-bottom: 4px; }
.frs-fund-stat__value { font-size: 15px; font-weight: 700; color: var(--frs-gold-2); }


/* ══════════════════════════════════════════════════════════════
   EDUCATION & RESEARCH
══════════════════════════════════════════════════════════════ */
.frs-edu-grid {
  display: flex; flex-direction: column;
  border: 1px solid var(--frs-line); border-radius: var(--frs-r); overflow: hidden; margin-bottom: 20px;
}
.frs-edu-card {
  display: flex; align-items: center; gap: 14px;
  padding: 13px 18px; background: var(--frs-ink-3);
  border-bottom: 1px solid var(--frs-line-soft); transition: background .2s;
}
.frs-edu-card:last-child { border-bottom: none; }
.frs-edu-card:hover { background: rgba(255,255,255,.015); }
.frs-edu-card--unavail { opacity: .45; }
.frs-edu-card__icon  { font-size: 20px; flex-shrink: 0; width: 28px; text-align: center; }
.frs-edu-card__body  { flex: 1; }
.frs-edu-card__title { font-size: 13.5px; font-weight: 600; color: var(--frs-white); }
.frs-edu-card__desc  { font-size: 12px; color: var(--frs-silver); margin-top: 2px; }

.frs-edu-verdict {
  display: flex; align-items: center; gap: 18px;
  background: linear-gradient(135deg, rgba(200,151,74,.06), rgba(200,151,74,.02));
  border: 1px solid rgba(200,151,74,.2); border-left: 4px solid var(--frs-gold);
  border-radius: var(--frs-r); padding: 20px 24px; margin-top: 20px;
}
.frs-edu-verdict__score {
  font-size: 48px; font-weight: 700; color: var(--frs-gold); line-height: 1; flex-shrink: 0;
}
.frs-edu-verdict p { font-size: 14px; color: var(--frs-cream); line-height: 1.7; margin: 0; }


/* ══════════════════════════════════════════════════════════════
   FAQ
══════════════════════════════════════════════════════════════ */
.frs-faq-list { display: flex; flex-direction: column; gap: 10px; }
.frs-faq-item {
  background: var(--frs-ink-3); border: 1px solid var(--frs-line);
  border-radius: var(--frs-r); overflow: hidden; transition: border-color .2s;
}
.frs-faq-item--open { border-color: rgba(200,151,74,.3); }
.frs-faq-q {
  width: 100%; background: transparent; border: none;
  padding: 16px 20px; font-size: 15px; font-weight: 600; color: var(--frs-white);
  cursor: pointer; display: flex; justify-content: space-between; align-items: center;
  gap: 12px; user-select: none; transition: background .2s; text-align: left;
  font-family: inherit; line-height: 1.4;
}
.frs-faq-q:hover { background: rgba(255,255,255,.02); }
.frs-faq-icon {
  width: 24px; height: 24px; border: 1px solid var(--frs-line); border-radius: 50%;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  position: relative; transition: transform .35s cubic-bezier(.22,1,.36,1), background .2s, border-color .2s;
}
.frs-faq-icon::before,
.frs-faq-icon::after {
  content: ''; position: absolute;
  background: var(--frs-gold); border-radius: 2px;
  transition: transform .3s;
}
.frs-faq-icon::before { width: 10px; height: 2px; }
.frs-faq-icon::after  { width: 2px;  height: 10px; }
.frs-faq-item--open .frs-faq-icon {
  transform: rotate(45deg); background: var(--frs-gold-dim); border-color: var(--frs-gold);
}
.frs-faq-a {
  max-height: 0; opacity: 0; overflow: hidden;
  transition: max-height .45s cubic-bezier(.22,1,.36,1), opacity .3s, padding .3s;
  font-size: 14px; color: var(--frs-cream); line-height: 1.75;
}
.frs-faq-a p { margin: 0 0 10px; }
.frs-faq-a p:last-child { margin-bottom: 0; }
.frs-faq-a a { color: var(--frs-gold); }
.frs-faq-a a:hover { color: var(--frs-gold-2); }
.frs-faq-a strong { color: var(--frs-white); }


/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .frs-toc { position: static; max-height: none; width: 100%; }
}
@media (max-width: 640px) {
  .frs-acc-cards      { grid-template-columns: 1fr; }
  .frs-platform-cards { grid-template-columns: 1fr; }
  .frs-fund-stats     { grid-template-columns: repeat(2, 1fr); }
  .frs-fee-pills      { flex-direction: column; }
  .frs-edu-verdict    { flex-direction: column; }
  .frs-edu-verdict__score { font-size: 36px; }
  .frs-faq-q          { font-size: 14px; }
}


/* ══════════════════════════════════════════════════════════════
   EDITOR'S VERDICT
══════════════════════════════════════════════════════════════ */
.frs-verdict {
  margin-bottom: 32px;
}
.frs-verdict__inner {
  position: relative;
  background: linear-gradient(135deg, rgba(200,151,74,.08) 0%, rgba(200,151,74,.03) 60%, transparent 100%);
  border: 1px solid rgba(200,151,74,.3);
  border-left: 4px solid var(--frs-gold);
  border-radius: var(--frs-r);
  padding: 28px 32px 28px 32px;
  overflow: hidden;
}
.frs-verdict__inner::before {
  content: '';
  position: absolute; top: 0; right: 0;
  width: 120px; height: 120px;
  background: radial-gradient(circle at top right, rgba(200,151,74,.08), transparent 70%);
  pointer-events: none;
}
.frs-verdict__label {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 10px; font-weight: 800; letter-spacing: 2px;
  text-transform: uppercase; color: var(--frs-gold);
  margin-bottom: 14px;
  background: rgba(200,151,74,.1);
  border: 1px solid rgba(200,151,74,.25);
  padding: 4px 12px; border-radius: 20px;
}
.frs-verdict__label-icon { font-size: 12px; }
.frs-verdict__score {
  position: absolute; top: 20px; right: 24px;
  font-size: 13px; font-weight: 700; color: var(--frs-gold);
  background: var(--frs-gold-dim);
  border: 1px solid rgba(200,151,74,.3);
  padding: 4px 12px; border-radius: 20px;
}
.frs-verdict__title {
  font-size: clamp(20px, 2.5vw, 28px); font-weight: 700;
  color: var(--frs-white); line-height: 1.3; margin-bottom: 16px;
}
.frs-verdict__body {
  font-size: 15px; color: var(--frs-cream); line-height: 1.85;
}
.frs-verdict__body p { margin: 0 0 12px; }
.frs-verdict__body p:last-child { margin-bottom: 0; }
.frs-verdict__body strong { color: var(--frs-white); }
.frs-verdict__body a { color: var(--frs-gold); text-decoration: none; }
.frs-verdict__body a:hover { color: var(--frs-gold-2); }


/* ══════════════════════════════════════════════════════════════
   PROS & CONS
══════════════════════════════════════════════════════════════ */
.frs-pros-cons { margin-bottom: 32px; }
.frs-pc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.frs-pc-card {
  background: var(--frs-ink-3);
  border-radius: var(--frs-r);
  overflow: hidden;
  border: 1px solid var(--frs-line);
}
.frs-pc-card--pros { border-top: 3px solid var(--frs-green); }
.frs-pc-card--cons { border-top: 3px solid var(--frs-red); }

.frs-pc-card__header {
  display: flex; align-items: center; gap: 8px;
  padding: 14px 18px;
  background: var(--frs-ink-4);
  border-bottom: 1px solid var(--frs-line);
}
.frs-pc-card__icon { font-size: 14px; }
.frs-pc-card__label {
  font-size: 11px; font-weight: 800; letter-spacing: 1.5px;
}
.frs-pc-card--pros .frs-pc-card__label { color: var(--frs-green); }
.frs-pc-card--cons .frs-pc-card__label { color: var(--frs-red); }

.frs-pc-list {
  list-style: none; margin: 0; padding: 14px 18px;
  display: flex; flex-direction: column; gap: 0;
}
.frs-pc-list__item {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13.5px; color: var(--frs-cream); line-height: 1.55;
  padding: 8px 0;
  border-bottom: 1px solid var(--frs-line-soft);
}
.frs-pc-list__item:last-child { border-bottom: none; }
.frs-pc-list__icon {
  flex-shrink: 0; margin-top: 1px;
  font-size: 12px; font-weight: 700; width: 18px; text-align: center;
}
.frs-pc-list--pros .frs-pc-list__icon { color: var(--frs-green); }
.frs-pc-list--cons .frs-pc-list__icon { color: var(--frs-red); }

@media (max-width: 640px) {
  .frs-pc-grid { grid-template-columns: 1fr; }
}


/* ══════════════════════════════════════════════════════════════
   BROKER — AT A GLANCE
══════════════════════════════════════════════════════════════ */
.frs-at-glance { margin-bottom: 40px; }

.frs-glance__header {
  display: flex; align-items: center; gap: 8px;
  background: var(--frs-ink-4);
  border: 1px solid var(--frs-line);
  border-bottom: none;
  border-radius: var(--frs-r) var(--frs-r) 0 0;
  padding: 12px 20px;
}
.frs-glance__header-icon {
  color: var(--frs-gold); font-size: 14px;
}
.frs-glance__header-text {
  font-size: 10px; font-weight: 800; letter-spacing: 2px;
  text-transform: uppercase; color: var(--frs-gold);
}

.frs-glance__table-wrap {
  border: 1px solid var(--frs-line);
  border-radius: 0 0 var(--frs-r) var(--frs-r);
  overflow: hidden;
}
.frs-glance__table {
  width: 100%; border-collapse: collapse;
  background: var(--frs-ink-3);
}
.frs-glance__row {
  border-bottom: 1px solid var(--frs-line-soft);
  transition: background .15s;
}
.frs-glance__row:last-child { border-bottom: none; }
.frs-glance__row:hover { background: rgba(255,255,255,.015); }

.frs-glance__label {
  padding: 12px 20px; width: 38%;
  font-size: 13px; color: var(--frs-silver);
  font-weight: 500; vertical-align: middle;
  border-right: 1px solid var(--frs-line-soft);
}
.frs-glance__value {
  padding: 12px 20px;
  font-size: 14px; font-weight: 600; color: var(--frs-white);
  vertical-align: middle;
}
.frs-glance__val-icon { margin-right: 6px; }
.frs-glance__link {
  color: var(--frs-gold); text-decoration: none;
  display: inline-flex; align-items: center; gap: 4px;
  transition: color .2s;
}
.frs-glance__link:hover { color: var(--frs-gold-2); }
.frs-glance__link-arrow { font-size: 11px; }

.frs-glance__cta {
  display: flex; flex-direction: column; align-items: center;
  gap: 8px; margin-top: 20px; text-align: center;
}
.frs-glance__cta-btn {
  min-width: 200px; padding: 14px 32px;
  font-size: 15px; letter-spacing: .3px;
}
.frs-glance__cta-note {
  font-size: 11px; color: var(--frs-silver);
  margin: 0; line-height: 1.5;
}

@media (max-width: 640px) {
  .frs-glance__label { width: 45%; font-size: 12px; padding: 10px 14px; }
  .frs-glance__value { font-size: 13px; padding: 10px 14px; }
}